Advantages of Getting a USDA Loan

Besides the zero down payment, the USDA loan boasts of these excellent benefits:

  • Competitive Interest Rates – The USDA guarantee makes the interest rate of USDA loans one of the lowest on the market.
  • Flexible Credit Guidelines – It’s possible to qualify for a rural housing loan even with less-than-stellar credit.
  • Millions Are Eligible – The majority of the country falls within what the USDA deems an eligible area.

Reach out to us today for any inquiries about our rural housing USDA loans.


Down Payment None
Terms 30 years, fixed rate
Credit Score 640 minimum
Mortgage Insurance Yes
Maximum Loan Limit Yes, varies by county
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